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Terms of Use

You are agreeing to these terms & condition. Please read this document very carefully before accessing or using our site.

1. The entire content of this site are protected by copyright and trademark laws. You can not modify, alter, copy, reproduce, republish, upload, post or distribute any content in any manner without asking us. We are posting deals based on what is available at the current moment. Deals changes time to time. We are not responsible for any deal changes by the advertisers. You can let us know and we can update accordingly. By any means, we will not be held responsible if advertisers decline any promotions or offers.

2. We do not collect any information. We are just a 3rd party who posts deals from various companies. We only post deals that we have tried and safe. Some advertisers may ask you to give your SSN when opening bank accounts, brokerage accounts. Please use your own judgment providing any information.

3. You agree to indemnify, defend and hold harmless Shopontime, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. You Acknowledge and Agree that We are Not a Service Provider. Our Services acts as a forum to connect users with Service Providers, and to provide information and suggestions about consumer financial products and services based on information you provide us. We are not a financial institution, credit card issuer, insurance provider or other Service Provider. We do not, and will not, make any coverage or credit decision with any Service Provider referred to you. We do not issue mortgages, credit cards, insurance coverage or any other financial products. 5. Our Services are intended to be accessed and used only by adults and are not directed to minors. We do not knowingly collect personally identifiable information by anyone under the age of 18, and you should not provide us with any information regarding an individual under the age of 18.

6. You acknowledge and agree that Service Providers are solely responsible for any services that they may provide to you, and that we are not liable for any losses, costs, damages or claims in connection with, arising from, or related to, your use of a Service Provider’s products or services. We urge you to obtain the advice of financial advisors, insurance agents, brokers or other qualified professionals who are fully aware of your individual circumstances before you make any financial decisions.

7. We reserve the right (but not the obligation) to remove or edit any User Generated Content in the Forums, for any reason or no reason, in our sole discretion.